What are some ways to save $$$ on car insurance (for new, young drivers)?

by andre1 on September 15, 2009

{ 6 comments… read them below or add one }

1 jacobs jordie September 15, 2009 at 11:43 pm

the way I do it is I wait till I am due for renewal then I shop around and when I find the cheapest quote I ask my insurers if they can match it, if they cannot then I do not renew and go with the new guys.
If you check out a good comparison site you get to save much time as the site will provide quotes from all main insurers.
Here’s some sites you can get quotes from:
http://autoinsurance.guidearticles.com?id=2345
http://car-insurance.moneysavecenter.com?id=2345
there’s more in google, they are all free and can be fun checking different insurers as they all have different prices.
take care
References :
own bookmarks found from http://www.yahoo.com and http://www.google.com

2 Insuranceman September 16, 2009 at 12:24 am

Not many more discounts with Progressive.

They credit score – so, you are probably getting a benefit from your parent’s credit score.

You might shop around with an independent insurance agent in your area. It all depends on your car, types of coverages (Comprehensive and collision on a newer car will be MORE than not having those coverages on an OLDER car, etc.)

Good luck, drive RESPONSIBLY and I hope this helps!
References :
Independent insurance agent for 28+ years

3 dani_byrne September 16, 2009 at 1:12 am

expert driving courses, if availble, are often a help, as are safer makes of car and continuing to keep your record clean. But where you live and why you use the car counts, too.yes, a 3.5 GPA is a discount. your agent ought to be able to explain-although a lot of agents won’t take the time.
References :
agent, 25+ years

4 arold September 16, 2009 at 1:20 am

the way I do it is I wait till I am due for renewal then I shop around and when I find the cheapest quote I ask my insurers if they can match it, if they cannot then I do not renew and go with the new guys.
If you check out a good comparison site you get to save much time as the site will provide quotes from all main insurers.
Here’s one from my bookmarks:
http://www.quick-car-insurance-comparison.simplyinsurancequotes.com
and
http://autocare.guidearticles.com/insurance-quotes.html?id=tnh2
you fill a form and get back prices from a bunch of carriers, it saves lots of hassle, there’ll be more in Google, look for comparison sites they are free to do so it pays to shop around as prices vary quite a lot for the same policy.
References :
I am a very long time driver with personal bookmarks

5 Steven J September 16, 2009 at 1:38 am

Take defensive driving courses.
References :
It always worked for the insurance premiums.

6 solve quick tasks earn $$ April 30, 2010 at 7:11 am

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